Rapid Lodgement we provide optimal solutions to our clients for Mortgage, Refinancing, Investment property.. We have established partnerships with an array of conventional and non-conventionalbanks and lenders. of varying sizes and models, enabling us to cater to a diverse range of customer requirements with ease and efficiency.
Completing a credit application can be an intimidating task, particularly when it involves your dreams, property, emotions, or other challenging external factors.
We offer complimentary consultation services and support you in evaluating any financial situation you may be facing.
We maintain close ties with our partner lenders, enabling us to prioritize your case and promptly apprise the lender of your requirements.
To ensure a seamless journey, we assign a dedicated specialist to your case who specializes in tailoring the perfect solution to address your unique financial needs.
We have various categories of home loans you can choose from.
Purchasing your first home is unquestionably one of the most substantial financial decisions you will ever make.
Embarking on this journey with an experienced guide can ease your apprehensions. Allow one of our highly skilled and amicable team members to navigate alongside you, elucidating each step and ensuring a memorable experience.
We meticulously scrutinize your documentation and diligently work on your behalf, providing expert guidance to ensure you are heading in the right direction.
We have successfully secured product settlements for numerous clients previously denied by banks or other brokers. At Rapid Lodgement, we work for you, not the bank. Our brokers possess a deep understanding of your circumstances and thoroughly analyze every possible outcome to ensure a favorable resolution.
Our brokers have extensive experience handling diverse situations, while also recognizing that each loan for every individual is unique. We embrace these differences and relish the challenges they present.
When purchasing a property for your residence, it is crucial to make a thoughtful and informed decision. At Rapid Lodgement, we leverage our years of experience in the industry to offer you the best possible recommendations. Countless satisfied customers attest to this fact.
Our ultimate objective is to secure a favorable outcome that leaves you reminiscing fondly about your experience with us and returning to us for future financial decisions.
With our partnerships with 90+ lenders, securing low rates is a given and not our primary concern. In addition to favorable rates, we pride ourselves on facilitating exceptional features tailored to your specific needs. We present you with all suitable options and entrust the decision-making to you.
To make the decision-making process less daunting, we recommend a variety of products that we believe to be suitable for you. However, the ultimate decision always rests with you.
Becoming familiar with the housing market is crucial before making any property investments. At Rapid Lodgement, we offer complimentary consultations to help you make informed decisions. Having an experienced firm by your side during this process is essential, and we are here to assist you every step of the way.
Adopting a strategic approach is crucial, beginning with a clear understanding of your ultimate investment goals.
Your objectives will shape the type of loan product you should select to maximize profitability. At Rapid Lodgement, our straightforward and user-friendly decision matrix can assist you in defining your objectives and working collaboratively towards achieving them.
Investing in the right property offers numerous benefits, including the potential for generating both residential and commercial rental income.
These properties can serve as a reliable source of steady cash flow and can also generate equity over time. In the long run, investment properties can provide an excellent retirement plan.
Impaired credit occurs when an individual or entity’s creditworthiness has deteriorated, often resulting in a lower credit score for individuals or a reduction in credit ratings assigned to entities or issued debt by rating agencies or lenders.
If your credit situation is complex, we are committed to providing the best possible assistance to help you overcome these challenges.
We understand that life can be unpredictable, and regardless of your circumstances, we assess your situation objectively. At Rapid Lodgements, we can assist individuals in obtaining finance despite credit impairment. Numerous lenders in Australia specialize in sub-major lending and are not deterred by poor credit ratings, self-employment, or past loan denials.
Speak with one of our loan specialists at Rapid Lodgements today. There are numerous lenders available who are willing to assist you in achieving your financial objectives. Sometimes, it is merely a matter of identifying the right lender.
At Rapid Lodgements, we have assisted numerous customers in obtaining loans that would have been declined by major lenders, providing solutions that are tailored to meet their unique requirements.
In some instances, you may discover a property you wish to purchase while waiting for your existing property to sell. A bridging loan can serve as a bridge, enabling you to acquire a new home while your old one is being sold.
During the bridging loan period, your repayments continue as usual on your original loan until the sale of your property. This means that your monthly loan payments will remain the same, even if you own two homes simultaneously.
The size of your bridging loan is determined by adding the value of your new property to your existing mortgage and then subtracting the probable market value of your current residence. This forms the basis of your bridging loan, known as your “ongoing balance.”
Interest will be compounded monthly on your ongoing debt at the regular variable rate during the bridging term. Upon the sale of your property, the interest payments will be added to the outstanding debt, and this money will be used to finance the new property.
If structured appropriately with realistic time frames and price estimates, a bridging loan can alleviate the stress associated with matching up settlement dates, providing you with the necessary time to sell your existing property while securing your new property.
Numerous seniors are residing in homes that contain a significant portion of their wealth. By accessing some of this wealth without moving, you can accomplish the things you require or have always desired and enjoy the retirement lifestyle you deserve. Our Reverse Mortgage solution allows you to utilise some of the funds locked up in your home without selling it, by taking out a loan secured against your property.
The total loan amount, which includes accumulated interest, is due when you permanently move out of your home. This could occur when you sell your property, move into long-term care, or pass away. You continue to own and reside in your home for as long as you desire, taking advantage of any potential increase in property values. Regular repayments are not required, although you are free to make them at any time.
You may continue to live in your home for as long as you desire.
The amount required to repay the loan will never exceed the net sale proceeds of the property.
There is no obligation to make any loan repayments until the end of the loan term.
Having a poor credit history or past mistakes can impact how traditional banks view your loan application. However, private lenders are more flexible with their requirements and offer an alternative to big banks. We work with numerous non-bank lenders and can present you with their offers alongside those of traditional banks. This allows you to compare and contrast your options and select the one that best suits your needs.
Traditional financial institutions often have strict requirements regarding credit scores, and having a poor credit score can lead to a disappointing outcome. Private lenders, however, may be more lenient and willing to take a chance on you if your financial documents are presented persuasively.
Private lenders often prioritize trust over an excessive amount of documents and may be willing to overlook certain requirements if they feel confident in your ability to repay the loan. The processing time with private lenders is typically faster and easier than traditional financial institutions. The Rapid team can analyze your situation and provide you with a quick solution for your financial needs through our network of private lenders.
At Rapid Lodgements, we understand that taking out a loan can be a significant decision, and we want to ensure that you are fully informed about your options. We take the time to answer all your questions and provide you with a clear understanding of the loan process. Our team of professionals will guide you through the process and help you make informed decisions about your finance. Rest assured, your privacy and financial information are fully protected, and we document everything for your peace of mind.
Our International Borrower Loans are designed to help non-resident and expatriate borrowers to purchase, refinance or access equity from an Australian property. Our team understands the unique challenges that these borrowers face, including currency conversion, tax implications, and different banking regulations.
We have built relationships with a range of lenders that are experienced in dealing with these borrowers and can offer competitive rates and tailored solutions. We provide expert guidance and support throughout the loan process, ensuring a smooth and stress-free experience for our clients.
Foreign borrowers looking to purchase residential real estate in Australia need to comply with the foreign investment framework and obtain approval before proceeding with the purchase. This includes non-resident and expatriate borrowers. The approval process can differ depending on the type of property being purchased, such as new dwellings or vacant residential land.
Once the property is purchased, it can be rented out, sold, or retained for personal use by the foreign investor. Our International Borrower Loans cater to these borrowers and can assist them in navigating the foreign investment framework and obtaining the necessary approvals.
At Rapid Lodgement, we are passionate about providing the best solutions for our clients’ financial needs. Our team of experienced and friendly professionals has access to a vast network of over 80 lenders, allowing us to offer over 1,000 loan options to choose from. Our goal is to source the best deal possible, tailored to your specific circumstances.
We understand that applying for credit can be daunting, which is why we offer free consultations and expert guidance to help assess your financial situation. Whether you’re looking to purchase your first home, invest in property, or refinance an existing loan, our team is here to help.
We pride ourselves on our ability to help clients with impaired credit, often succeeding where banks and other brokers have failed. We have a deep understanding of the finance industry and can find the right solution for you, no matter your circumstances.
Our services extend to international borrowers, including non-residents and expatriates, who are looking to invest in Australian property. We have experience navigating the foreign investment approval process and can help guide you through it.
That’s right! We strive to match each client with the right lender and product based on their unique circumstances and needs. With over 90 lenders in our panel, we offer a diverse range of lending options to choose from, ensuring that our clients get the best deal possible.
To cater for all situation, we are equipped with all the necessary services
Researching the property market comes down to a range of factors, including supply and demand, economic and demographic trends, and keeping tabs on future developments that may be scheduled in the pipeline. We leverage information offered by top Australian property data sources to help us understand different property markets. We have a dedicated team for property industry research.
We have access to top Australian property data sources and can provide comprehensive reports on properties you’re interested in. We can also offer insight into the property market, including supply and demand, economic and demographic trends, and future developments.
We are a registered agent with ASIC and NSW registers and can provide detailed valuations of land that the state government has valued. Our commitment to our clients is to ensure their financial success by providing tailored solutions and expert guidance throughout the entire loan process.
At Rapid Lodgement, we believe in empowering our clients with knowledge, which is why we offer credit reporting and analysis services. We have access to top Australian credit reporting bureaus and can help you understand your credit score and history.
At Rapid Lodgements, we understand that some customers prefer to take a more hands-on approach to their finances. That’s why we have a range of calculators available on our website. Whether you’re looking to calculate your borrowing power, estimate your loan repayments or assess your stamp duty costs, our calculators are easy to use and provide accurate results.
We understand that sometimes calculators can be complex, and that’s why we offer our expertise to help you navigate the process. Our team of experienced consultants is always available to answer any questions you may have and provide guidance on using the calculators.
So, if you’re looking to take control of your finances and want to explore your options, head to our service tab and give our calculators a try. And if you need further assistance, don’t hesitate to reach out to us. We’re here to help you every step of the way.
After working in the industry, we have developed relationships with industry professionals closely related to property markers. We can always direct to the right direction according to your need.
We have BDMs who can easily visit you for a face to face meeting or signing contacts. Furthermore, we got you covered if you are not able to come to our office.
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